How to Cancel Geico
Geico is one of the largest auto insurance providers in the US, also offering home, renters, and motorcycle insurance. Cancellation can be done by phone or by sending a written request. Geico does not charge a cancellation fee and provides prorated refunds for prepaid premiums. Ensure you have replacement coverage before cancelling.
Steps verified March 2026
Quick Facts
Monthly cost
£150.00/mo
£1800.00/year
Cancel online?
No — phone/letter required
Pause option?
No
Refund policy
Prorated refund for unused premium. No cancellation fees.
After cancellation
Policy records are retained per state insurance regulations, typically 3-7 years.
What to Watch Out For
- Agent will ask detailed questions about why you are leaving and offer competitive quotes
Cancellation Steps
Go directly to Geico cancellation pageSecure replacement coverage first
Never cancel insurance without having new coverage in place to avoid a lapse.
Call Geico
Call 1-800-841-3000 to request cancellation of your policy.
Provide policy details
Give your policy number, desired cancellation date, and reason for cancelling.
Confirm refund
Ask about any prorated refund for the remaining premium period.
Get written confirmation
Request a cancellation confirmation letter or email for your records.
Tips & Things to Know
- Always have new insurance active before cancelling Geico to avoid a coverage gap.
- A lapse in auto insurance can increase future premiums significantly.
- If cancelling mid-term, you are entitled to a prorated refund of unused premium.
Your Consumer Rights
- State insurance regulations require prorated refunds for cancelled policies.
- Insurance companies must provide written notice of cancellation terms.
- Your state Department of Insurance can assist with disputes over refunds or cancellation.
Frequently Asked Questions
Does Geico charge a cancellation fee?
No. There is no fee to cancel a Geico policy.
Will I get a refund?
Yes. You receive a prorated refund for any prepaid premium.
Can I cancel Geico online?
No. You must call 1-800-841-3000 or send a written cancellation request.
What happens if I have an open claim?
Open claims are processed regardless of policy cancellation.
How quickly does cancellation take effect?
Cancellation can take effect same-day or on a future date you specify.
Annual Cost
£1800.00
per year for Geico
Cancelling saves you this every year