How to Cancel State Farm
State Farm is the largest property and casualty insurance provider in the US, with a network of local agents. Cancellation is typically handled through your assigned agent, which can make the process more personal but also more pressure-filled. State Farm offers auto, home, renters, and life insurance.
Steps verified March 2026
Quick Facts
Monthly cost
£165.00/mo
£1980.00/year
Cancel online?
No — phone/letter required
Pause option?
No
Refund policy
Prorated refund for unused premium. No cancellation fee.
After cancellation
Policy and claims records retained per state insurance regulations.
What to Watch Out For
- Agent relationship makes cancellation feel more personal and pressure-filled
- May require a signed form rather than a simple phone cancellation
Cancellation Steps
Go directly to State Farm cancellation pageGet new coverage first
Ensure replacement insurance is active before cancelling to avoid a gap in coverage.
Contact your State Farm agent
Call your local agent or call 1-800-732-5246 if you do not have an agent.
Request cancellation
Provide your policy number and desired cancellation date.
Sign cancellation form
Your agent may require a signed cancellation request -- this can often be done electronically.
Confirm refund details
Ask when you will receive your prorated premium refund.
Tips & Things to Know
- You can switch agents within State Farm if you prefer a different agent rather than cancelling entirely.
- State Farm refunds are typically issued within 7-10 business days.
- If bundling discounts applied, cancelling one policy may increase premiums on others.
Your Consumer Rights
- State insurance commissioners oversee cancellation rights and refund requirements.
- Insurance companies must provide written confirmation of policy cancellation.
- Prorated refunds are required by state insurance law in most states.
Frequently Asked Questions
Can I cancel State Farm online?
No. You must contact your local agent or call 1-800-732-5246.
Is there a cancellation fee?
No. State Farm does not charge a cancellation fee.
Will cancelling affect my bundled policies?
Yes. Removing one policy may reduce bundling discounts on remaining policies.
How do I get my refund?
Refunds are typically issued via check or original payment method within 7-10 business days.
Can I cancel State Farm mid-policy?
Yes. You can cancel at any time and receive a prorated refund.
Annual Cost
£1980.00
per year for State Farm
Cancelling saves you this every year